The Truth vs. The Scam: Payment Processing,
Re-shipping, Forwarding Scams
Work at home processing or reshipping checks, money
orders, envelopes, and/or merchandise; receiving money wired into your
account; writing checks on somebody else's account; secret shopper jobs;
forwarding cash received in a package, by mail, by Western Union or
MoneyGram; and receiving credit cards or gift cards from a foreign
employer or someone you met online.
| The Truth: 2. Overview
3. Forwarding packages
4. Money wired into your account & re-wiring Western Union or MoneyGram payments
5. Writing checks and forwarding
checks and sealed envelopes
6. Secret Shopper jobs and forwarding cash
credit cards or gift cards
about Secret Shopper jobs and about
you have engaged in any of the actions described below, go to
The Scam Victim's
Solution Center menu to see how to deal with your specific
Secret Shopper / Mystery Shopper
Secret Shopper (aka Mystery Shopper) jobs consist
only of evaluating customer satisfaction. At the most, a
Secret Shopper is asked to dine at a restaurant or purchase certain
products from a retailer. The Secret Shopper is reimbursed by
the employer upon presentation of receipts for the meal or
It is the retailers and restaurant owners themselves
who hire Mystery Shopper companies to evaluate customer satisfaction
at their places of business.
Receiving and sending money is never, ever involved.
Western Union and MoneyGram were
designed to send money to friends and family, not to send
money to strangers.
Once the money is
picked up, it is gone forever.
NEVER WIRE MONEY TO A STRANGER!
Secret Shoppers are never given money up front to wire through
Western Union or MoneyGram.
When you receive a check or money order up front with
instructions to evaluate Western Union or MoneyGram, the check or
money order is counterfeit and you are sending stolen money
overseas; you are laundering stolen money.
Mystery Shoppers are hired by in-country companies,
not by foreign Mystery Shopper companies.
Secret Shoppers never are never sent money orders or
3rd party checks. All checks are drawn on an account in the name of
the company that hired you. If you were hired by ABC Company,
all checks show ABC as the name of the account holder.
If you have been hired to be a Secret Shopper, you
can verify the validity of the hiring company by contacting the
Mystery Shopper Providers Association, an international association
of Secret Shopper companies. You will find them here:
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Forwarding cash received in a
package or by surface mail.
If your scamployer (or Internet boyfriend/girlfriend)
has sent you cash either directly or indirectly with instructions
to forward the cash to someone else, you are participating in money
What you are actually doing is sending a member of a
scam network their share of a successful Internet scam. We have no idea
why some scammers have taken up this method of sending shares to
other network members since it is impractical and risky.
Nonetheless, that's what some of the bad guys are doing.
In addition, it is against the rules of the Post
Office (Federal) and every commercial delivery service such as UPS,
Federal Express, and DHL to send cash through their system.
If you receive cash in this manner, please hang on to
the envelope or package and contact your state's US Postal
How to contact the US Postal Inspection Service