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You are here > Contact us menu > Work-at-Home scams > Page  1 - 2 - 3 - 4 - 5 - 6      

 

The Truth vs. The Scam:

 

Work at home processing or reshipping checks, money orders, envelopes, and/or merchandise; receiving money wired into your account; writing checks on somebody else's account; secret shopper jobs; forwarding cash received in a package, by mail, by Western Union or MoneyGram; and receiving credit cards or gift cards from a foreign employer or someone you met online.

 

Warning! The Overpayment Scam, in which you are given a check or money orders, or have money wired into your bank or credit card account, for an amount far above the price of an item you are selling is sometimes the starting point for the scams listed in this section.  For more information about Overpayment Scams please go HERE.

 

What is happening: You are being asked to launder stolen money and merchandise.

This article includes important information about employment or online friends that require you to:

  • Processing:

Payments for products or services

Donations

Investments

Bad Debt payments (collection service)

  • Reship packages / merchandise / envelopes / checks and money orders

  • Re-wire Western Union or MoneyGram payments

  • Receive money wired into your bank or credit card account

  • Write & sign checks on accounts you did not open

  • Work as a Secret Shopper

  • Forward cash received in a package or by mail

  • Receive credit cards or gift cards from a foreign employer or someone you met online

 

Please take your time; read through the material carefully.

Basics of the scam • Forwarding packages and/or payments • Money wired into your account • Re-wiring Western Union or MoneyGram payments • Writing checks • Forwarding loose checks and sealed envelopes • Secret Shopper jobs • Forwarding cash received by mail or package • Receiving credit cards or gift cards

 

NOTE:  It has been our experience that when the company claims to be domestic to the country in which you reside, this is only part of the scam.  Web sites giving the appearance of being in your own country may be registered using a fictitious name, a name from stolen credit card information, anonymously, or under the name of the web designer.

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Western Union and MoneyGram were designed to send money to friends and family, not to send money to strangers.

NEVER WIRE MONEY TO A STRANGER!

 

The basics of the scam are the same for residents of all countries:

THE SCAM:

• The majority of the fraud groups are located in Eastern Europe, Western Europe, Canada, India, and Africa, but fraud group members reside in nearly every country on the planet.  A male-dominated industry, the scams are created and developed by Eastern European and Nigerian  scammers.

• Nothing you have been told by the scammers is true.  Everything is a lie.

• Names and titles mean nothing.  The only thing that counts is what you are being asked to do.

• The names and titles are fake.  The phones are pre-paid, anonymous, untraceable cell phones.  Land lines are often located in hotel rooms, backrooms, and boiler rooms; in other words, temporary locations.

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• We have found that phones located in Australia, New Zealand, and Hong Kong or other Eastern Hemisphere locales are sometimes no more than forwarding phones, meaning that they are answered elsewhere.  The call you make to that phone can be automatically transferred to any other phone anywhere in the world and may be actually answered in Amsterdam, London, Lagos, Canada, the US, Pretoria or who knows where.  This is true of all land line telephones used by scammers.

• The company name is fake.  If you find a company of the same name (such as AGIP or Shell Oil), it has nothing to do with those who are corresponding with you.  Legitimate companies have no need to run money through any private person.

• The name your friend or sweetheart gave you is fake.  Romance scams and relationship scams are frequently operated by men located in Eastern Europe (Russia, Romania, Latvia, the Ukraine, Russian Federation) and by Nigerian scammers in Nigeria or Western Europe (not to be confused with Russian Bride Scams, which are operated by women.)  You may be speaking with a woman on the phone, but in most instances a man is writing the emails.

Next: More basics • Forwarding packages • Forwarding payments • Money wired into your account • Re-wiring Western Union or MoneyGram payments • Writing checks • Forwarding loose checks and sealed envelopes • Secret Shopper jobs • Forwarding cash received by mail or package • Receiving credit cards or gift cards

  If you are involved in one of the scams mentioned on this page, go here:  What to do and how to do it.

 

 

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Direct deposits

and Bill Pay

NO CREDIT CHECK

Ideal for the scam victim whose account has been frozen

Ideal for anyone who doesn't have a checking account

Ideal for anyone who doesn't want to give out their main credit card numbers.

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If you are acting as a collection agent (receiving payments) or re-shipper (forwarding agent), by law you must familiarize yourself with the state and federal laws governing collection agents and forwarding agents.

You need a contract for your clients to sign, and an attorney should write it for you.

You must abide by all internal control, compliance, and reporting regulations of the country and state in which your business is operating.

Funds should be deposited directly into your employer's bank account (an account on which you are NOT a signatory), opened in your country of residence by your employer under the employer's company name.

Business payments are not sent through Western Union or MoneyGram, which leaves no money trail and the funds can be picked up at any Western Union or MoneyGram office by anyone with the correct code or [fake] ID, regardless of the office you specified on your wire instructions.

 

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