The Truth vs. The Scam:
Money Laundering Scams
Work at home processing or reshipping checks, money orders, envelopes, and/or merchandise; receiving money wired into your account; writing checks on somebody else's account; secret shopper jobs; forwarding cash received in a package, by mail, by Western Union or MoneyGram; and receiving credit cards or gift cards from a foreign employer or someone you met online.
Warning! The Overpayment Scam, in which you are given a check or money orders, or have money wired into your bank or credit card account, for an amount far above the price of an item you are selling or a lottery is sometimes the starting point for the scams listed in this section. For more information about Overpayment Scams please go HERE.
What is happening: You are being asked to launder stolen money and merchandise.
This article includes important information about employment or online friends that require you to:
Please take your time; read through the material carefully.
Basics of the scam Forwarding packages and/or payments Money wired into your account Re-wiring Western Union or MoneyGram payments Writing checks Forwarding loose checks and sealed envelopes Secret Shopper jobs Forwarding cash received by mail or package Receiving credit cards or gift cards
NOTE: It has been our experience that when the company claims to be domestic to the country in which you reside, this is only part of the scam. Web sites giving the appearance of being in your own country may be registered using a fictitious name, a name from stolen credit card information, anonymously, or under the name of the web designer.
The basics of the scam are the same for residents of all countries:
The majority of the fraud groups are located in Eastern Europe, Western Europe, Canada, India, and Africa, but fraud group members reside in nearly every country on the planet. A male-dominated industry, the scams are created and developed by Eastern European and Nigerian scammers.
Nothing you have been told by the scammers is true. Everything is a lie.
Names and titles mean nothing. The only thing that counts is what you are being asked to do.
The names and titles are fake. The phones are pre-paid, anonymous, untraceable cell phones. Land lines are often located in hotel rooms, backrooms, and boiler rooms; in other words, temporary locations.
We have found that phones located in Australia, New Zealand, and Hong Kong or other Eastern Hemisphere locales are sometimes no more than forwarding phones, meaning that they are answered elsewhere. The call you make to that phone can be automatically transferred to any other phone anywhere in the world and may be actually answered in Amsterdam, London, Lagos, Canada, the US, Pretoria or who knows where. This is true of all land line telephones used by scammers.
The company name is fake. If you find a company of the same name (such as AGIP or Shell Oil), it has nothing to do with those who are corresponding with you. Legitimate companies have no need to run money through any private person.
The name your friend or sweetheart gave you is fake. Romance scams and relationship scams are frequently operated by men located in Eastern Europe (Russia, Romania, Latvia, the Ukraine, Russian Federation) and by Nigerian scammers in Nigeria or Western Europe (not to be confused with Russian Bride Scams, which are operated by women.) You may be speaking with a woman on the phone, but in most instances a man is writing the emails.
Next: More basics Forwarding packages Forwarding payments Money wired into your account Re-wiring Western Union or MoneyGram payments Writing checks Forwarding loose checks and sealed envelopes Secret Shopper jobs Forwarding cash received by mail or package Receiving credit cards or gift cards